Starting Out

Whether you are starting your first job, buying your first home, starting a family or saving for something special, we want to help give you the best start to your financial journey.

Buying your first home

Entering the property market now more than ever requires hard work & dedication. We want to help make your great Aussie dream a reality by helping you buy for your first home.

We can help you:

  • Calculate the deposit you will need
  • Identify ways to save for your deposit
  • Track & monitor your cash flow & savings plan with our software
  • Set a budget and cash flow strategy to cover your mortgage commitments once you have purchased your home.
  • Review, recommend and organise appropriate insurances to protect your income to ensure you can meet your obligations if you can’t work
  • Ensure you have adequate documentation in place should you

Becoming a parent

Becoming a parent is an amazing and life changing experience. It also has a huge financial impact on your household. We can help you put a plan in place to manage your changing financial situation.

We can:

  • Help you create a budget to plan & manage your cash flow when your household income changes.
  • Review your insurance arrangements and protect your growing family & assets.
  • Identify tax effective investment strategies to help you save for long term goals like your children’s education.

Getting your Superannuation sorted

Retirement may seem a long way off but the earlier you start to take control of your superannuation the more you can take advantage of the tax effective benefits of super. Getting your super sorted out as early as possible also means you can benefit from the effects of compounding returns.

We can:

  • Recommend super funds to suit your situation and goals
  • Consolidate your super funds
  • Help you find your lost superannuation
  • Make recommendations about your super arrangements including personal contributions, Salary Sacrifice, co-contributions and spouse contributions.
  • Review your insurance opportunities including buying insurance through your superannuation fund.

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